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Insurance Advisory Service
  • Home
  • Our services
    • Our Client Journey
    • Personal Insurance
      • Income Protection Insurance
      • Life Insurance
      • Total and Permanent Disability insurance
      • Trauma Insurance
      • Health insurance
      • Home Contents Insurance
      • Motor Insurance
      • Landlord Insurance
    • Business Insurance
      • Business Expenses
      • Business Interruption
      • Business Property
      • Buy Sell Agreements
      • Commercial Vehicle
      • Cyber Protection
      • Group Income Protection
      • Key Person
      • Management Liability
      • Marine Transit
      • Professional Indemnity
      • Public Liability
    • Financial Advice
      • Estate Planning
      • Investments
    • Superannuation
      • Retirement Planning
      • Self Managed Super Funds (SMSF)
      • Wealth Accumulation
  • Resources
    • Videos
    • EOFY
    • E-Books
  • News & views
  • About
    • The IAS approach
    • The IAS Investment Philosophy
    • Case Studies
      • Trauma Insurance Case Study
      • Business Property Insurance Case Study
      • Business Interruption Case Study
      • Superannuation Case Study
      • Workers' Compensation and Income Protection Case Study
      • Contract Review Case Study
    • Testimonials
    • Affiliates
    • Frequently Asked Questions
    • Compliance

Public Liability

  • Call 02 8268 2900
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One of the most important insurance types any business can have, Public Liability Insurance protects your business from the financial risk of liability claims – helping you trade with confidence.

If an accident or unforeseeable incident causes damage or injury to someone on your business premises, other than your employees, you can be liable for the costs. In today’s litigious society, such costs can run into the millions of dollars.

Do I need Public Liability Insurance?

The cost of obtaining and maintaining a Public Liability Insurance policy is minuscule compared to the massive compensation bills that can occur if you’re not adequately insured. If you’re running a business, organising a one-off event or own a shop, then Public Liability Insurance is something you can’t afford to be without.

What can Public Liability Insurance cover?

Public Liability Insurance helps protect your legal liability to third parties, including clients, customers, and the public for injury or damage to their property, caused by the business. It can even cover emotional distress or shock that your business causes another person. It will generally pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found liable to pay, including ongoing disability payment costs.

Other things to consider

Your premiums will depend on the type of business you run, your turnover, and the number of employees you have. The team at Insurance Advisory Service have the experience and expertise to help you figure out exactly what level of cover and inclusions you need.

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ABOUT US

Incorporated for over 40 years ensures experience, knowledgeability and skill at identifying unforeseen risks and producing effective strategies. Unlike most brokers, we do not rely upon mathematical formulas or statistical models generated by computers to produce solutions– we believe every client is unique and our approach is tailored accordingly.

CONTACT US

Street Address
Level 2, 273 Alfred Street
North Sydney, NSW 2060
Postal address
PO Box 1073
North Sydney, NSW 2059
Call: (02) 8268 2900

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