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    • Our Client Journey
    • Personal Insurance
      • Income Protection Insurance
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      • Trauma Insurance
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      • Business Interruption
      • Business Property
      • Buy Sell Agreements
      • Commercial Vehicle
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      • Key Person
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      • Marine Transit
      • Professional Indemnity
      • Public Liability
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      • Investments
    • Superannuation
      • Retirement Planning
      • Self Managed Super Funds (SMSF)
      • Wealth Accumulation
  • Resources
    • Videos
    • EOFY
    • E-Books
  • News & views
  • About
    • The IAS approach
    • The IAS Investment Philosophy
    • Case Studies
      • Trauma Insurance Case Study
      • Business Property Insurance Case Study
      • Business Interruption Case Study
      • Superannuation Case Study
      • Workers' Compensation and Income Protection Case Study
      • Contract Review Case Study
    • Testimonials
    • Affiliates
    • Frequently Asked Questions
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Business Expenses

  • Call 02 8268 2900
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When you own a business it’s much more than simply a job. It usually becomes a key part of your identify, your passion, and it may well also be your family’s main income source. If something were to happen to you to stop you working, could your business keep running without you?

If you’re self-employed or in a small partnership, your extended absence from the business through sickness or injury can have a major impact on the bottom line. Business Expenses Insurance gives you the peace of mind that if you are unable to work for a period of time you can still cover your business expenses without going into debt.

Do I need Business Expenses Insurance?

If the operation of your business depends on you being able to work in it, then you need Business Expenses Insurance. Similar to Income Protection Insurance, this policy pays a monthly benefit to cover ongoing business expenses in the event that a business owner suffers an illness or injury and is unable to work.

What can Business Expenses Insurance cover?

Business Expenses Insurance can cover business expenses, such as salaries, rent, equipment leases, mortgage payments, and other business overheads.

Other things to consider

Business Expenses Insurance helps your business stay operational while you are recovering from an injury or illness. It is separate to Business Interruption Insurance.

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Incorporated for over 40 years ensures experience, knowledgeability and skill at identifying unforeseen risks and producing effective strategies. Unlike most brokers, we do not rely upon mathematical formulas or statistical models generated by computers to produce solutions– we believe every client is unique and our approach is tailored accordingly.

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Level 2, 273 Alfred Street
North Sydney, NSW 2060
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North Sydney, NSW 2059
Call: (02) 8268 2900

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