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Insurance Advisory Service
  • Home
  • Our services
    • Our Client Journey
    • Personal Insurance
      • Income Protection Insurance
      • Life Insurance
      • Total and Permanent Disability insurance
      • Trauma Insurance
      • Health insurance
      • Home Contents Insurance
      • Motor Insurance
      • Landlord Insurance
    • Business Insurance
      • Business Expenses
      • Business Interruption
      • Business Property
      • Buy Sell Agreements
      • Commercial Vehicle
      • Cyber Protection
      • Group Income Protection
      • Key Person
      • Management Liability
      • Marine Transit
      • Professional Indemnity
      • Public Liability
    • Financial Advice
      • Estate Planning
      • Investments
    • Superannuation
      • Retirement Planning
      • Self Managed Super Funds (SMSF)
      • Wealth Accumulation
  • Resources
    • Videos
    • EOFY
    • E-Books
  • News & views
  • About
    • The IAS approach
    • The IAS Investment Philosophy
    • Case Studies
      • Trauma Insurance Case Study
      • Business Property Insurance Case Study
      • Business Interruption Case Study
      • Superannuation Case Study
      • Workers' Compensation and Income Protection Case Study
      • Contract Review Case Study
    • Testimonials
    • Affiliates
    • Frequently Asked Questions
    • Compliance

Landlord Insurance

  • Call 02 8268 2900
  • Find out more
  • Schedule time with me

Owning an investment property that is rented out comes with the same risks as any homeownership.

Among them, damage caused by storms, fires or floods. What’s more, you’re vulnerable to any damage your tenants may cause to your property and its contents or the loss of valuable rental income.

Landlord Insurance can cover you if you’re unable to rent out your property while it’s being repaired. It can also compensate you if your tenants break the lease or leave owing you rent.

Do I need Landlord Insurance?

If you own a rental property you should have landlord insurance. Many lenders even make it a requirement of a loan for an investment property.

What can Landlord Insurance cover?

The exact cover you’ll receive depends on the Landlord Insurance policy that you take out, but your Landlord Insurance policy may include:

  • Automatic cover for flood, fire or explosion.
  • Liability cover for injury or loss of life to a third party or their property
  • Cover for the landlord’s contents – e.g. carpets, curtains, washing machines and ovens.
  • The option to cover loss of rent.
  • Loss or damage caused by tenants or their visitors.
  • Extra cover for demolition and debris removal.
  • Catastrophe cover
  • Electric motor burnout
  • Tax audit cover (up to $5,000)
What isn’t covered?

There are exclusions and there is often also a deductible or excess and/or other limits on cover. We can make sure you are aware of all that apply to the cover you select so talk to us about your specific needs and concerns.

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ABOUT US

Incorporated for over 40 years ensures experience, knowledgeability and skill at identifying unforeseen risks and producing effective strategies. Unlike most brokers, we do not rely upon mathematical formulas or statistical models generated by computers to produce solutions– we believe every client is unique and our approach is tailored accordingly.

CONTACT US

Street Address
Level 2, 273 Alfred Street
North Sydney, NSW 2060
Postal address
PO Box 1073
North Sydney, NSW 2059
Call: (02) 8268 2900

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