Investments

Managed Funds

You’ve probably heard that diversification is the key to a successful investment strategy. However, not everyone has the time, funds or expertise to create a diversified investment portfolio themselves, which is where Managed Funds can be a fantastic solution for growing your wealth.

A Managed Funds specialist has the knowledge and expertise to review and amend portfolios as world markets change and can manage new risks and capture new opportunities for you.

We work with experienced Investment Managers who are experts in putting together Managed Funds portfolios that suit our clients’ individual needs, whether you’re seeking stable, regular income from your investments or are focused on long-term capital growth.

Do I need Managed Funds?

Managed Funds are a great way to grow wealth and diversify your investments, whether you’re saving for a home deposit, looking for a way to give a child a leg-up on the property ladder, or preparing for your retirement.

Before you do any investing, however, there are some key things to consider, such as the level of risk you are willing to accept, your investment timeframe, where the rest of your wealth is invested, and the returns you may expect.

We are happy to arrange a strategy session with you in which we assess your current situation and goals and decide on the best approach for your life stage. We’ll walk you through product and investment management options and the most tax effective strategies.

Other things to consider

As your needs change with time, your investments should also change and be continually enhanced. We stay up-to-date with our client’s financial, personal and lifestyle changes, so that we know when it’s time to review your managed funds and other investments and make any changes needed to get you the best possible outcomes.

Child Education Fund

For parents, grandparents and guardians, the cost of children’s education is typically a very significant expense. Given how large the costs of high school and higher education can be, it’s a goal best prepared for early on.

Your child education savings plan could be as simple as setting up a direct debit from your account and deducting a weekly amount into a dedicated education savings fund. Or, you might choose to invest in a special-purpose child education bond.

Do I need a Child Education Fund?

If you send two children to a private high school that costs an average of $20,000 a year for each child, by the time they both graduate you will have spent $240,000 on school fees alone. And that's not counting extras such as school uniforms, trips and sports.

We can help you assess your child or children’s future educational needs to gain clarity on how to save and invest in the most tax effective manner. This will involve figuring out how much money you will need, your timeframe, risk profile, and investment philosophy.

What can a Child Education Fund cover?

A Child Education Fund is a way of giving your child a financial head start when it comes to meeting education funding from high school through to higher education and paying out student loans.

Other things to consider

Child Education Bonds carry many taxation advantages and typically have a flexible “vesting” feature, so that the bond’s ownership can be automatically programmed to shift from you as original owner to your nominated child at a specific vesting date. Importantly, until vesting, you have full control of and access to the investment.