Valentine’s Day is a time to celebrate love, and financial compatibility is vital to building a strong and lasting partnership. This year, why not focus on gifts that go beyond flowers and chocolates— …
IAS Fee Philosophy
At Insurance Advisory Service, we prioritise transparency and alignment of interests in managing your investments. Our fee philosophy reflects our commitment to providing exceptional service while keeping your costs predictable and manageable.
Flat Fee Structure
Our flat fee is 1% of assets under management (exclusive of GST), capped at $8,500 annually for portfolios above $850,000. This cap ensures you don’t pay more as your balance grows. Other benefits of this structure include:
- Simplicity and Transparency: Our fee is straightforward, allowing you to focus on your investment strategy without hidden charges or surprises.
- Alignment of Interests: By charging a flat fee, we ensure our success is tied to helping you grow or maintain your portfolio, always acting in your best interest.
- Predictable Costs: This model allows for predictable budgeting, with the maximum fee ensuring costs remain manageable regardless of market fluctuations.
- Equitable Treatment for High-Net-Worth Clients: Clients with balances over $850,000 are not penalised or charged more, as we maintain consistent service quality, regardless of portfolio size.
- Comprehensive Service: The 1% fee includes a full suite of investment services, such as personalised strategies, ongoing management, and regular performance reporting.If your requirements for once-off projects are needed and are above and beyond our comprehensive service level, additional fees may be required and will be discussed at the time we collate the scope of work.
Your ongoing arrangement includes:
- Continuous Coverage: Access to tailored support for both long-term and short-term financial needs.
- Monthly Asset Allocation Review: Monitoring and adjusting your portfolio’s cash levels to align with your risk profile.
- Advice Document Preparation: Timely updates to your investment strategy based on planned and unplanned changes.
- Administration Support: Liaison with providers for necessary portfolio changes and queries.
- Timely Access to Our Team: Immediate support for your needs or questions.
- Annual Financial Position Report: Comprehensive reporting on your financial status and adjustments needed.
- Ongoing Strategy Review Meetings: Regular check-ins to keep your goals front of mind.
- Post-Meeting Implementation: Proactive adjustments to your strategy in response to market conditions.
- Legislative Updates: Keeping you informed about changes that may impact your circumstances.
- Professional Indemnity Insurance: Coverage for compliance and risk management.
- Team Excellence: Access to a dedicated team-ensuring exceptional service.
- Profit Margin for Sustainability: Supporting the firm’s ability to provide consistent, high-quality service.
Commitment to Excellence
At IAS, we are committed to upholding the highest standards of integrity and professionalism, underpinned by our experienced team and robust risk management processes. Our flat fee structure, exclusive of GST and capped for higher balances, reinforces our commitment to the highest level of service and expertise, ensuring we meet your financial goals with integrity and professionalism.
We value the trust you place in us and are dedicated to fostering a long-term relationship built on transparency, communication, and results.
If you have any questions about our fee structure or services, don’t hesitate to reach out to our team. We’re here to help!