Let’s just say it plainly, softly, and maybe with a nervous laugh: nobody wants your stuff. Not in the way you think they do, anyway. This isn’t a judgement. It’s a mercy. And once you really let it s …
Healthy jobs market spells rate pain for borrowers
Analysts are warning mortgage holders an interest rate rise could be just weeks away, after surprisingly strong jobs figures heightened the Reserve Bank of Australia’s concerns about inflation.Forecas …
Building smarter: How to create an environmentally friendly home
Sustainability is no longer a niche consideration in property—it’s becoming a core part of how Australians design, build, and renovate their homes. With rising energy costs, increasing climate awarene …
Using your accountant or adviser as a mentor for your new business
Starting a business is an exciting yet challenging endeavor. As an entrepreneur, you need to navigate various systems and processes while minimising errors and maximising success. To gain a competitiv …
Some steps you can take if you are struggling to make mortgage repayments?
Owning a home is a significant milestone. However, the financial responsibility of mortgage repayments can be daunting for some homeowners.In times of financial difficulty, it’s essential to find ways …
Retirement isn’t an age — it’s a financial position
For decades, retirement has been framed as a milestone tied to age. Sixty-seven has become a default finish line — the point at which work stops and “retirement” begins. But this traditional view no l …
New Year’s Resolutions: Why we make them — and why some stick while others don’t
Every January, millions of people around the world embrace the symbolic “fresh start” that the new year provides. Fuelled by optimism and the desire for self-improvement, we set resolutions that promi …
A new year carries a quiet kind of magic. It invites reflection without judgement and possibility without pressure. No matter what the past year looked like, January represents a reset button — a chan …
Educating investors: Building the foundations for long-term generational wealth
Investing can feel intimidating for many people, particularly those just starting out. Markets fluctuate, headlines create fear, and misinformation is everywhere. Yet at its core, successful investing …
Investing can be a roller coaster: some tips for riding the ups and downs
Investing is rarely a smooth ride. Markets rise, fall, and sometimes loop-the-loop, leaving even the most seasoned investors feeling queasy.Just like a roller coaster, the ups can be exhilarating, but …
Share market volatility: why time in the market beats timing the market
Share market volatility is a natural and inevitable aspect of investing.While market fluctuations can cause anxiety among investors, attempting to predict short-term market movements, known as “timing …
The importance of personal financial planning can’t be overstated, regardless of your age. Proper financial planning can offer a safety net for you and your family while giving you the freedom to make …