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Insurance Advisory Service
  • Home
  • Our services
    • Our Client Journey
    • Personal Insurance
      • Income Protection Insurance
      • Life Insurance
      • Total and Permanent Disability insurance
      • Trauma Insurance
      • Health insurance
      • Home Contents Insurance
      • Motor Insurance
      • Landlord Insurance
    • Business Insurance
      • Business Expenses
      • Business Interruption
      • Business Property
      • Buy Sell Agreements
      • Commercial Vehicle
      • Cyber Protection
      • Group Income Protection
      • Key Person
      • Management Liability
      • Marine Transit
      • Professional Indemnity
      • Public Liability
    • Financial Advice
      • Estate Planning
      • Investments
    • Superannuation
      • Retirement Planning
      • Self Managed Super Funds (SMSF)
      • Wealth Accumulation
  • Resources
    • Videos
    • EOFY
    • E-Books
  • News & views
  • About
    • The IAS approach
    • The IAS Investment Philosophy
    • Case Studies
      • Trauma Insurance Case Study
      • Business Property Insurance Case Study
      • Business Interruption Case Study
      • Superannuation Case Study
      • Workers' Compensation and Income Protection Case Study
      • Contract Review Case Study
    • Testimonials
    • Affiliates
    • Frequently Asked Questions
    • Compliance

Workers' Compensation and Income Protection

We represented David throughout the entire claims processes and ensured that his needs were met every step of the way.

Nail gun misfires – hits tradesman straight through the eye.

Some time ago, we gave advice to a client, David Marks*, about what type of insurance he needed in his business as a self-employed builder. David’s original plan was simply to take out Worker’s Compensation Insurance, but we advised him that he should also consider Income Protection Insurance. David took our advice and then got on with what he did best – building houses.

A few years later, we received a call from David’s wife Sarah. David was in hospital. He had been operating a nail gun on site and it had malfunctioned – the nail going straight through his left eye. David sustained permanent eye damage and was tragically unable to continue working in his chosen occupation.

As a result of our advice, Income Protection Insurance payments were made—and will continue to be made to David until he reaches the age of 65 years. We represented David throughout the entire claims processes and ensured that his needs were met every step of the way. Had David stuck with his original plan he would not have received these payments and would not have been able to continue to provide for his family financially.

* Client’s names have been changed to protect confidentiality.

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ABOUT US

Incorporated for over 40 years ensures experience, knowledgeability and skill at identifying unforeseen risks and producing effective strategies. Unlike most brokers, we do not rely upon mathematical formulas or statistical models generated by computers to produce solutions– we believe every client is unique and our approach is tailored accordingly.

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Street Address
Level 2, 273 Alfred Street
North Sydney, NSW 2060
Postal address
PO Box 1073
North Sydney, NSW 2059
Call: (02) 8268 2900

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